Get Independent Pension Advice
Looking to plan your retirement? Our welcoming team will work with you on your pensions and financial plan to build a retirement plan one that suits you.
Planning for retirement
Planning a good retirement for clients.
At Hanson Financial Services, we recognise that pensions are a complex area of financial planning. Many people also fail to realise that getting independent pension advice sooner can help them make decisions that will leave them more comfortable in the long term.
As a result, many people put off important decisions which can diminish their lifestyle in retirement later. The reality is that the sooner you start preparing, the better for your retirement. Our team is at hand to help you navigate the complex landscape of pension planning, pointing out pitfalls and areas of opportunity.
Quite often, the feedback we get from clients after we review their financial plan is: “I never thought that option was possible!” Perhaps you can retire earlier than you previously imagined, or maybe there are investment choices or pension transfers you can make now which could dramatically increase your pension pot later. Our team can provide the insight and analysis you need to make the right decisions for you and your family.
How it works
Our process is simple. We begin with a free initial consultation where we talk through your retirement strategy, goals and position to date. We also discuss where you want to take these in the future.
After, our team runs a thorough analysis of your pensions and overall financial plan. We consider all the options and then put our comprehensive set of recommendations to you, in a clear and actionable plan which is easy to understand.
Once you have decided on how you want to proceed, we implement the plan and review your portfolio with you regularly, to ensure it moves in the right direction over the long term.
Why Hanson Financial Services?
As an independent pension advisor, we pride ourselves on giving authorised and regulated advice to help people with their retirement planning. We work with you to establish where you want your retirement income to come from, from pensions, savings to other investments. Whether you have defined benefits or defined contribution pensions, we work with you to find the best solution for you, your family and your future.
Speak to a member of our team today…
Frequentley Asked Questions
Pension advice that is suited to your personal circumstances has to be given by a pensions advisor and is not free. The cost of this depends on your circumstances, so contact us to find out more.
In most cases, there is no legal requirement to get financial advice for your pension, it can benefit you to know what your pension options are. Advisors offer opportunities to gain new insights and possibilities with the pension pots at your disposal, so speaking to one can help when it comes to your long-term financial situation.
Independent financial advisors (IFAs) who specialise in pensions, like here at Hanson Financial Services, are often the best choice for you to receive pension advice. Advice from IFAs will be tailored to your circumstances. All advice given by financial advisors here at Hanson Financial Services is explained to you without jargon, so you understand what the consequences will be for you and your future.
The main benefit of getting advice is to show you what possibilities are available for your circumstances. You may find that by getting regulated advice there are more options available to you than you had expected, which will leave you open to having a higher retirement income, securing you the lifestyle you want.
Other benefits include getting a plan to ensure all your goals and needs are met, both in the short and long term, as well as getting advice on the best decisions for choices that are difficult and complicated.
If you are asking yourself questions about what your retirement income will be, or whether you should consolidate your pension pots, getting advice can help with making these decisions.
Guidance provides you with information about what options are available to you but doesn’t make recommendations about what the best option for you is. This means that when you are offered free, impartial guidance, it is not the same as receiving advice from a pensions advisor as it will not tell you how you should proceed in order to make the most of what you currently have.
Advice is tailored to you and your circumstances and often comes with a plan that is created to meet your goals and needs, including a range of products that will help you. Another thing to consider is that advice is regulated, while guidance is not, so you will not receive any support from the Financial Conduct Authority if you have problems.
I found Sanjay particularly helpful and extremely patient: my options were spelled out in plain, jargon free English. Sanjay was not the first pensions advisor I had spoken to but he was the most straight forward and down to earth.
If anyone is looking for a professional who is both knowledgeable and trustworthy then Sanjay fits that perfectly. Everything was made simple and fully explained with nothing being too much effort. Sanjay sorted not only all my previous pensions but also those of my wife. Couldn’t be happier
Whereas a number of other local advisors I contacted were not really interested in my particular circumstances as they would not be handling the actual transfer, Sanjay was willing to help from the start. Once engaged, Sanjay's questions made me really think about my financial future and other options, and the final report was far more thorough and detailed than I had expected. At the start this was a process I had to go through, whereas by the time I received the final report, it was a process that I was glad I had gone through and chosen Sanjay to guide me through it.
Discover Our Other Services
Looking to make the best financial decisions across your lifetime? We help by bringing everything together under one cohesive plan which moves you towards your goals.
Savings & Investments
Do you want to grow your wealth? At Hanson, our team can help you craft an investment strategy which mitigates risk and maximises returns.
How do you keep your wealth safe and stored in a tax-efficient way? Our in-house specialists provided the ongoing analysis you need to discern the answers.
Pensions & Retirement
How much do you need for retirement, and how do you get there? Should your income be an annuity or other option? We can help you sift through these complex questions.
Are you paying more tax than is really necessary? Our team provides the leading insight you need to regularly review your tax position and put money back in your pocket.
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