Hanson Financial Services

Pension Advice in Liverpool

Pension planning and guidance in Merseyside and beyond.

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Pension Advisers in Liverpool

Specialists in Liverpool

How much of a pension do I need to retire? Am I on track to achieve the retirement that I want? At Hanson Financial Services, our financial advice team helps you answer these core questions.

We serve clients here in Liverpool, Merseyside and across the wider region to make smarter choices with their pensions – ensuring you can live a sustainable, comfortable lifestyle.

Pension rules are complex and subject to change. With professional financial advice, you can gain the best information to make decisions you feel confident in, for years to come.

Whether you need help tracking down old pensions, moving to a new scheme or consolidating your various pension pots, our team provides the expertise and insights you need. We can also advise on final salary pensions (e.g. for those employed in the police) and assist with getting the best deal out of your state pension.

Pension planning is important for all sorts of adult people – from those starting out in a career to those already in retirement. Indeed, the sooner you start contributing to a pension the better, as you have more time for compound interest to grow your wealth over the years ahead.

How it works

  • We sit down together to discuss your goals for retirement and what you imagine your lifestyle will look like.
  • We then go through your current position together – assessing the assets you have that could be used to generate an income in retirement, such as pensions and ISAs.
  • After this analysis, we show how your current position relates to your goals. Perhaps you need to save more to achieve the lifestyle you want. Or, maybe it can be achieved with some adjustments to your financial plan (e.g. your tax plan). In some cases, you may be able to achieve beyond your initial goals!
  • Once these facts are established, our team makes their recommendations and – based on your decision(s) – we start taking action to put your updated pension plan in place.
  • Over the years ahead, we continue to monitor the plan and maintain a positive, trusting relationship together – making necessary adjustments ensure everything stays on track.
Speak to a member of our team today…
Liverpool Office: 0151 708 7616
Manchester Office: 0161 401 0991
Chester Office: 01244 960 039
Reviews and Ratings for Financial adviser Sanjay Gambhir, Liverpool
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For those with multiple pension pots, it can feel overwhelming and confusing to keep track of them all. Perhaps you even have more pension pots lying around than you realise, from jobs in your distant past. Here, our pension advisers can help. Not only can we help you track down your pensions – potentially also those which you have struggled to find (e.g. from overseas employment) -, we can advise on the best way to consolidate them into one, easy-to-manage pension pot.

Local, tailored pension planning
Serving those in and around Merseyside

It can be immensely reassuring to know that you have a plan in place to ensure a comfortable retirement in old age. Yet history shows how countries, economies and markets change over the span of a retirement (10, 20 or 30 years). It is crucial, therefore, to make sure your pension plan can be sustained throughout a wide range of positive and negative scenarios.

Here, our financial advisers can assist using cashflow modelling and contingency planning. We “stress test” your retirement plan to make sure you continue to have enough income to thrive – even if the UK experiences difficult times in the future, as did with COVID-19. One way we do this is by encouraging a range of income streams in retirement, such as your state pension and your own pension pot(s) – which are appropriately diversified.

Looking for clarification about the best course of action for your pension? Our financial advisers can help bring the answers you need so that you can move forward with no regrets.

Speak to an Adviser